Your credit will be checked when you apply for a NetCredit personal loan or line of credit, but we understand that many people are worried about how their current score can affect their eligibility and how checking eligibility can affect their credit moving forward. That’s why NetCredit lending products are designed to help you build your credit history.

Here’s how a customer’s credit could be affected with a NetCredit loan.

• Louise is looking for a way to get funds, but she’s worried that her credit isn’t good enough to get the amount she wants.
• She comes to NetCredit and sees that she can check her eligibility without affecting her credit score.
• She completes her application, and her credit history is reviewed through a soft pull, not affecting the score. Continue reading →