A commercial and industrial (CI) loan is any loan made to a business or corporation, as opposed to an individualmercial and industrial loans provide either working capital or finance capital expenditures such as machinery or a piece of equipment.

As of , businesses and corporations in the United States have taken out more than $2.5 billion in CI loans. These industry loans have become more popular over the last 20 years, as they provide a means for smaller businesses to generate working capital or finance expenditures. Continue reading →