If you’ve been on the house hunt for a while now, you’ve more than likely heard the term “manufactured home.” But what is a manufactured home, exactly? If someone told you it’s simply a mobile home, then we must inform you that times have changed.

For many home buyers, manufactured homes are an affordable alternative to more traditional, expensive real estate. Despite their lower costs, the modern manufactured home can feature the same desired amenities as pricier housing.

While Rocket Mortgage ® does not currently offer financing for manufactured housing, we feel the need to keep our readers informed on their housing options to help them choose the best home for their needs.

What Is A Manufactured Home?

Manufactured homes are, as their name suggests, “manufactured” in factories piece by piece in accordance with building codes set by the U.S. Department of Housing and Urban Development (HUD). The homes are affixed to a permanent chassis with wheels and transported to the home site, either in sections or as a whole, and installed on either a temporary or permanent foundation.

Modern manufactured homes can come in three general floor plans:

• Single-wide: A home built in one long section.
• Double-wide: Two sections joined to make a larger home. This model is popular with first-time home buyers. Continue reading →